What we believe

Our team is continuously looking for innovative and efficient means of clients accessing short term financing. We realize that not every business or personal loan application will fit in the “straight and narrow” traditional loan appraisal checklist and we therefore look at different ways of serving our clients with the information they have readily available for a credit appraisal.

Aman Fincap Limited focuses on funding corporate and business loans, besides others.

Aman Fincap Limited is a strong player in the non-banking financial sector and was established in 1996. Headquarter at New Delhi, and Branch offices are located at Noida, Kolkata and Patna.

Aman Fincap Limited offers funding services to different sectors like trade, industry, MSME, Corporates and Retails Business, Individual personal loans, and other corporate and rural loans.

We are a platform in the financial services sector set up primarily with the mission of catering to the diverse credit requirements of manufacturers, wholesale traders, and retail businesses by providing efficient and reliable access to debt finance.

Key Strengths

1. Lean and Professionally-Managed Organization: Efficiently structured to ensure agile decision-making and optimal resource allocation.
2. Consistently Profit-Making: Demonstrated track record of profitability, reinforcing the company’s financial stability and growth potential.
3. Strong Asset Quality: Maintains low Non-Performing Assets (NPAs), reflecting prudent lending practices and a focus on credit risk management.
4. Lowest Administrative Cost in the Industry: Operational efficiency that allows for cost-effective management and superior service delivery.
5. Comprehensive Consultancy & Advisory Services: Expertise in strategic, financial, regulatory, and capacity-building advisory, offering a holistic approach under one umbrella.

Aman Fincap Limited is dedicated to offering tailored loans and advances to both salaried individuals, working professionals and business organizations, catering to the specific needs of each borrower. The funds provided are designed to support personal commitments, commercial objectives, working capital requirements, and business expansion plans.

The company has developed a comprehensive credit policy to assess the financial needs of its clients, ensuring that suitable loan products are offered with flexible repayment options. These terms are carefully structured to align with the repayment capacity of individual borrowers, promoting financial stability and long-term success.

Loan Documents for Business Loan

1. Audited Balance Sheet of the company/firm/proprietorship for the last 3 years along with ITR acknowledgment and computation.
2. ITR Acknowledgement and Computation of all the Directors/Partners/Proprietor/ Guarantor of last 3 years.
3. PAN Card of in case of Company/Firm.
4. KYC Documents (PAN and Aadhar Card) and Contact details of all the Directors/Partners/Proprietor/ Guarantor.
5. Bank Statement of the Company/Firm/Proprietorship of last 6 Months.
6. Saving Bank Statement of All the Directors/Partners/Proprietor/Guarantor of last 6 Months
7. GSTR-3B return of Last 6 Months.
8. Loan amount and EMI Sheet.
9. Net-worth Certificate or Net-worth details.
10. Work order (Present and Future).
11. Companies AOA (Article of Association) and MOA (Memorandum of Association).
12. Copy of Partnership Deed.
13. List of Directors and Shareholders.
14. Electricity Bill and Property Tax Receipt.
15. Rent Agreement.
16. List of major Debtors and Creditors List.

Loan Documents for Personal Loan

1. Salary Slip – 3 months
2. Bank Statements- 6 months and above for all Banks
3. Self-Attested KYC
4. Recent size PP Photograph
5. Ownership proof such as Electricity Bill, Water Bill etc.
6. ITR Acknowledgement and Computation
7. 2 References